SStelliumAC
Your runway
Slow stretch

What if December is as slow as last year?

Ready to decideStarts Nov 30Updated Oct 12

What it does to your runway

Without it52+ weeks
If you say yes52+ weeks

You stay above your floor all year. Your lowest week starts Feb 1, at $22,441.

$0$20K$40KOctDecFebAprJunAugOctSafety floor $15,000
If you say yesWithout itLowest week

What changes

  • Sessions, Thanksgiving to New Year'sabout 25% fewerNov 30 to Jan 10
  • Payroll and rentNo changeTwo payrolls and a rent day in the gap
In your words

“Last December I was doing Friday's payroll math in my head at 11pm. I don't want to feel that again this year.”

Your note, Oct 12

What Stellium sees

Even with a slow December, you stay above your floor every single week. The lowest week starts February 1, after the January tax payment and February rent.

You can close the laptop on this one. If you'd like more breathing room anyway, moving $5,000 into savings in early November would do it.